Did you ever take loans for your online bussiness ?

I need loans to create my website , I think I can earn with it but I feel its unsecured to take $1000 loans , I think I can earn but I'm still not sure , this is my first online bussiness.What do you think.

Risk - that is what starting a business is all about.

When creating web sites to make money - you have to remember that people will need to know you are there or they can't go to your site and buy.

You need to invest in advertising to get people to your site.

There will always be a risk- if nothing ventured nothing gained. And you may still make mistakes and have to start over.

see - www.myownretail.com - this is a reseller that may have some help.

I have never taken a loan, but I do have an $18 000 rolling line of credit. It is not secured.

If this is your first business on the net then I would get into a bunch of groups, and read 'learning blogs.' Most of them will tell you to work for a year and take your success figures to the bank.

Question about Canada Student Loans and online courses?

I am just wondering if anyone knows if Canada Student Loans will cover the cost of online courses if your taking a part time course load?

Yes, in certain circumstances.

First the school must be registered with the appropriate provincial ministry. Then the course must be approved for student loans.

The following describes the online application process for Ontario:

If you are making an online application, all approved publically funded schools appear in the drop-down list. If your school is a private one or it does not appear, you can enter the name and ask for a search. If it appears it is registered. Again with the online application, you can search for the program -- if the system finds it, then it is an approved program.

you are asked what percentage of a course load you are taking. You generally must be taking between 40 and 60% of a full course load in order to be eligible for student loans (unless you are disabled, then you can take less)

If you are not in Ontario or the school is not, then you need to go to the student loan website for your province or the school website and check it out.

for example Athabasca University in Alberta is approved for Canada Student Loans, Ontario student loans, and probably all the other provinces as well. It is also approved by certain US agencies and the website lists all of the places where they are registered and their courses approved. It does predominantly distance education.

Loans for students are opened for various courses like regular, part-time, distance education etc. Therefore, depending upon the cash need borrower can avail secured or unsecured options. In secured loans for students lender favors him lower interest rate and greater amount which is borrowed for larger repaying duration. Apart from that in unsecured loans for students borrower is accountable to smaller amount and it comes at higher interest rate. Therefore, if you are searching for the student loans then you can avail many options that are suitable to your requirement.

Before raising loans for students borrower must look into the amount that a course require so that on basis of the amount borrower can raise the loan amount. This amount is depended upon the fees and other expenses that the borrowers want to cover under student loans. Student with bad credit can also avail loans for students as for that student have to take the loan along with a co-signer who has a good credit history. This way interest rate is also lowered otherwise they may charged little higher interest rate.

Banks, financial institutions, online lenders etc are ready to offer the loans for students. But students considering their precious time and finds easy to via online as it provides easy access than other source. There are a large number of requirements other than college or course fees. Some of the most crucial are computer expense, hostel charges, books and so on. The best college student loans are one which comprises all such expenses. But, to qualify for any such one, you have to give it your best shot as far search is concerned. Such purpose can be accomplished by exploring World Wide Web. You will find an innumerable number of lenders offering college student loans.

http://loan-house.we.bs/studentloan.html

http://loan--house.blogspot.com/2008/03/student-education-loan.html

http://loan--house.blogspot.com/2008/03/private-student-loans.html

http://badcreditloans.50webs.org/studentloan.html

You need to explore the on line educational site to gain knowledge about the online courses i know one of the educational site which can help you to find the best on line courses which is http://www.sgpak.com

Privite Online unsecured loans are they legit?

I'm in a nasty legal battle and I need 13,000 dollars. I have looked into online unsecured loans. I want to know if anyone has been scammed by using this method. They usually start out by saying I am a private/business loan officer. Blah Blah, but they are not from a bank and they have a yahoo handle. I am just trying to see if this is an option for me. Please let me know. Thanks!

I suppose there could be legitimate lenders out there but there are so many scam artists operating out of foreign countries, I wouldn't trust any of them.

If they ask you for money up front, I wouldn't do it. Advance fee loans are all over the place now and as far as I know, they're all scams. See FTC warning on web link below.

Most are scams. You'd be better off going to a local bank or credit union or seeing if a family member could help you out. Even if the online place was legitimate, you'd be paying such outrageous interest on the loan that you'd never get it paid off.

Some on-line loans can be genuine; therefore it's no harm trying. Cut your communications if you're asked for upfront fee. I've recently tried one by a MikkyJames (from Mikky lenders) who operates out of Nigeria. I was told to remit US$300 as non-collateral fee. Being me, I've told them to deduct the fee from the loan amount. I've not heard from them since.. So, one needs to be smart enough to smell rats.

Privite Online unsecured loans are they legit?

I'm in a nasty legal battle and I need 13,000 dollars. I have looked into online unsecured loans. I want to know if anyone has been scammed by using this method. They usually start out by saying I am a private/business loan officer. Blah Blah, but they are not from a bank and they have a yahoo handle. I am just trying to see if this is an option for me. Please let me know. Thanks!

I suppose there could be legitimate lenders out there but there are so many scam artists operating out of foreign countries, I wouldn't trust any of them.

If they ask you for money up front, I wouldn't do it. Advance fee loans are all over the place now and as far as I know, they're all scams. See FTC warning on web link below.

Most are scams. You'd be better off going to a local bank or credit union or seeing if a family member could help you out. Even if the online place was legitimate, you'd be paying such outrageous interest on the loan that you'd never get it paid off.

Some on-line loans can be genuine; therefore it's no harm trying. Cut your communications if you're asked for upfront fee. I've recently tried one by a MikkyJames (from Mikky lenders) who operates out of Nigeria. I was told to remit US$300 as non-collateral fee. Being me, I've told them to deduct the fee from the loan amount. I've not heard from them since.. So, one needs to be smart enough to smell rats.

Where can I find a list of all my student loans online?

I have various loans from multiple lenders, and I had a site bookmarked that shows both Federal AND private loans I have taken out... but for the life of me, I can't find it again. Anyone know??

Thanks so much.

The National Student Loan Database (nslds.ed.gov) will show you all your federal student loans - but there's no one place that can show you all of your private student loans - except maybe if you get a copy of your credit report.

Equifax (800-685-1111)

Experian (888-397-3742)

TransUnion (800-916-8800)

at www.dpsanswers.com you can find it go there now

Im looking for any good online loan companies for personal loans? does anyone know of one?

Im running behind on a bill and need to find a loan preferably online because I have no car (long sotry) :( and I cant get around as much. anyone know of any good ones?

Try capitalone.com

if you borrow money to pay a debt you have not helped yourself in anyway. actually, u will hurt your credit score more. i'd advice you to talk to your creditor and work something with them.

again if you take this loan how will you be able to pay for it when it becomes due next time?

from my assumption you don't have good credit and u should imagine what kind of interest you will be paying. at the end of the day you will be paying more than you owe now.

cut your spending and see what you can do without for a while na direct the money to paying your debt. and get an extra job if u can

try this site... its where i've got mine

Prosper.com. I have 2 loans with Prosper.

Are there any legitimate online personal loans?

Everytime we look for online loans, we seem to get a full box of illegal lenders. We are not able to obtain loans via convententional means due to huge, huge credit issues. Yet, we are in immediate need of help. Please share any successful stories with me, if you have them!

You should check out Loan-Com.Info. They have a bunch of different offers there and very good terms. I found a lender who gave me a $15,000 loan, even though my house value was upside down.

We swim in waters where sharks are on the prowl and on the lookout for a feast. Misery loves company they say. Keep a cool head and don't give in, there is not such a thing as a free meal, we all know that when we allow our common sense to have its little say.

This being written, sorry to hear about the difficult situation. You could check out this online broker who seems to me to be legit.

http://pinurl.com/abi

Let me know if this helped.

Then there is also "Virgin" money, a site that brokers person to person lending and does the paperwork to keep both parties safe. Good luck and hang in there.

The "Peer to Peer" lending sites are legit:

www.prosper.com

www.lendingclub.com

www.zopa.com

To the best of my knowledge, all of them require a credit check. If sites like prosper.com turn you down, you are pretty much out of luck.

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Loans online...?

Is Lendingclub.com a legit website to get loans?

do they charge up front fees -- are there interest rates in line - are there any hidden things in the fine print you do no like -- if no up front money and you can live with there other terms go for the loan!!!

Has anyone ever delt with a Peter White that gives loans online?

I was looking online for loans and this Peter White gives loans. I don't want to get scammed because it almost sounds to good to be true. I can't find a telephone number for him either.

Scam.

I did find a Peter White loan ad. Is this similar to what you saw? http://help.com/post/144103-i-want-to-introduce-my-firm-to-you

His 'company' is an "affiliate of the Nigerian EFCC". Nigeria...that should give you a big clue!

No legitimate lender is going to use a free e-mail address to do business or make you pay an upfront fee to 'secure' the loan.

Also, his grammar is horrendeous!

Celeste is right - total & utter scam like all of the offers for loans that are placed here, Bill Richards, Peter White, Richard Banks, Victoria Dingley, Sheila Woods, Anita Banks (and so on and so on) are all scam artists hunting for people to scam into "Advance Fee" Loans

Do not send them any personal details or any money.

Anyone with a free Email account (yahoo, hotmail, live, gmail, opera-gmail etc etc) and/or who have a profile created in the last 24 hours & offering loans are scammers, so take care as you will probably get more "offers" soon!

btw - LMAO at Dell B - a scam artist informing that another one is a scam - that has to take the biscuit!

Peter White is one of several scammers I have actively played... When I first started noticing how many scammers are working Yahoo Answers, I copied down 20 email addresses and sent a mass mailing: "I'm looking for a loan... yadda yadda"... I got replies and a very official looking (but noticeably misspelled) email back from the Nigerian EEFC stating that only 4 of the people I contacted were legally authorized and backed by the Nigerian government to provide loans... uhhh huhhh... this "official" email also came from a free address... which was turned off within 2 days of my forwarding a copy to abuse@yahoo.com... The scammers work in layers... If you pay their "fees" initially, realize you've been scammed... a few days later, you will receive an "official" email from someone offering to track the criminals down... for a fee of course... :P or someone will contact you, offer sympathy, listen to your story, etc... then once you are "friends", they will have a sudden emergency "can you wire me money?"... it never ends...

The two answers above me are right on the money... You're not going to find ANY loan via a free email.

nevder give out any financial information on the internet..if you can not find any info for this Peter White, consider it too good to be true

he's good. He's also my son.

That should tell you that "he" is not genuine.

If you apply for an online personal loan and don't get an immediate answer, what's that lead to?

I applied for a personal loan online and after clickin submit, and advertised as instant decision, they said "We need more information, one of our represetatives will contact you by phone, thanks!" Does that mean that they just really need more info and you might get accepted, or does that mean that they're unsure, or what?

What kind of information did they ask for in their application?

If they are legit then they will have to call you... because they will need to check your credit score and verify employment, etc.

If they are a scam and asked you to already enter sensitive data like your bank account number, social security number etc.... they are probably raiding your bank account right now and/or opening a bunch of credit card accounts behind your back.

Before you give an online company any sensitive data you should run a search on them to see whether any complaints have ben logged against them and whether they are registered to do business.

Better Business Bureau and Rippoffreport.com is the first 2 things I run a search on... if it is a "financial" I also check their SSC filing status, etc.

If you get a quote online for a loan, does that show on your credit report, it is an instant decision?

how does it work, how do they decide so quickly, what kind of data base do they use?

If you go on-line and actually apply for a loan ( which they will tell you that you are APPLYING for a loan) this will create a credit search and a foot print, as well as the decision as to if they will give it to you, as they ask a credit reference agency's if you have ever had problems with money, or paying it back and has anyone else ever lent you money before. These answers are done through different credit agency in the UK, Call credit, Experian, Equifax and the answers are almost right away

But "Quotes" are "agreements in principle". In order for them to do a credit search they need to know your information ( full name, addresses, DOB etc). and to have your consent to carry out a search. So if you haven't given them this info, then no as they don't know who you are.

Remember loans are agreements between the 2 of you and THEY can adjust the quote for the actual loan application depending on your "individual circumstances". (They call it risk based pricing). Quotes are just that, an idea of what you could get and how much (look at them as an on-line calculator, the answer will always be the same). They are for illustration purposes only, as getting a quotes does not mean you can get the loan.

in short i think no

It depends - if you just get a quick quote from somewhere like Moneysupermarket.com (without inputting any personal details) then it won't show. However, if you go through the full application process - then yes it will show up on your credit file as a search and more than 3 or 4 searches can affect your credit rating. You can check your credit rating for a small fee with Equifax or similar agency.

Yes and yes. The decision is fairly instant (sometimes it can take up to 3 minutes and if there is a problem they will tell you that they will write to you). And yes it does show up on your credit report. If you apply for lots of credit and are refused, it affects your credit rating.

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Nobody sends for a credit bureau report by mail anymore. They are online to the credit bureaus and get your information as fast as they can hit "enter" and get a response.

Does anyone know where I can apply for a loan online and get an instant decision?

I'm not looking for brokers or people who search other companies. I'm looking for direct companies or banks that give you a there and then decision with no middle man

Try welcome finance, as long as you can prove you have an income, regardless of your financial history, you will more then likely get a loan, Sorry you dont get an instant decision, but it only takes a few days, and they have offices all over the country...Depending on your credit history will determine how much interest you will have ot pay back. They very rarely say NO..!!!!!

Tip: make sure you have up to date bank statements, or print outs from the bank that are stamped and signed, also i.d with your address on and a Utility bill, all within 3 months.....

try loans.co.uk

Egg.com - a few friends of mine have used them and they are quick and use their own checking mechanism rather than a credit agency

How to get Online Personal Loans: A loan taken for either personal or family or household purpose is called a personal loan. It should not be used for other purposes like buying a property etc as the interest rate are very high. It should be used solely to meet your personal needs or short term needs like going on a holiday, meeting your medical expenses or for miscellaneous causes.

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